Describe the sales process in the employer-sponsored model. Compare the differences between rating and underwriting. Discuss

In 400 to 500 words, address the following:

• Describe the sales process in the employer-sponsored model.

• Compare the differences between rating and underwriting.

• Discuss the influence of the Patient Protection and Affordable Care Act on the following four areas: (a) marketing, (b) sales, (c) rating, and (d) underwriting.

Support your response with at least two scholarly sources published in APA Style within the last five years.

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